We make money the same way that banks do, through interchange fees and interest on deposits.

When you make a purchase on your debit or credit card, the store pays a small amount to the card issuer. This is known as an interchange fee. As the cardholder, you are not charged any fees for making purchases on your debit or credit card.

With account deposits, Adro earns money through a revenue share with our bank sponsor, Stearns Bank N.A.

We do not make money by charging account fees.