This article provides instructions on how to link your Adro account while signed in to your other US bank account(s) so you can move money. The other US account must be in your name, and not from the account of a friend or family member.
To receive money from a friend, you can use services like Zelle instead.
Jump to bank:
Where to find Adro routing and account numbers
You may need to provide your Adro routing and account numbers to your other bank to set up the link.
You can find this information by:
Logging in to your Adro account
Navigate to Checking account
Click 'Account details.' If you're using the mobile app, click 'More' then 'Account details'
How to move money from another US bank
First, add Adro as an external bank to your other US bank account. You only have to do this once. Click here if you're moving money from Bank of America, Citibank, TD or Wells Fargo.
Login to your other US bank account
Look for a link that says 'Transfer,' 'Payments,' 'Move money' or anything along those lines.
Look for a link that says 'Add an external account' or 'Link another account' or anything along those lines
Follow your other bank's instructions. You will either need to add your Adro routing and account numbers, or login to your Adro account from within your other bank's website. In some cases, the Adro account may be shown as 'Stearns Bank N.A.' which is Adro's sponsor bank.
Depending on your bank, they may require a trial deposit (sometimes called microdeposit) to verify that you own the Adro account you are trying to add. The other bank will send two small deposits to your Adro account, which could take between one to three business days to arrive. Enter those two amounts into your online banking or banking app to complete the verification process.
Once you've added Adro to your other US bank account, initiate a transfer.
Once verified, you Adro account will appear in your other bank's online banking or mobile app as one of the options to transfer to. Delivery time and fees will vary, and depend on your other bank's policies.
How to move money from Bank of America, Citibank, TD or Wells Fargo
First, you'll need to link your other bank account to Adro. You only have to do this step once.
Login to your Adro account
Navigate to 'Move money' then to 'Linked accounts'
Click the '+' then click 'Continue'
On the 'Enter your phone number' screen, click 'Continue as guest'
Select the bank logo or enter your bank name of the account you wish to link to Adro
Follow the instructions to login to your other bank account to finish the link
Once you've linked your other bank account to Adro, initiate a transfer.
Login to your Adro account
Navigate to 'Move money' then to 'Transfer money'
In the 'From account' field, select your linked account. In the 'To account' field, select your Adro account.
Enter the dollar amount and confirm the transfer.
How to move money from JPMorgan Chase
First, add Adro as an external bank to your Chase account. You only have to do this once.
Login using the Chase mobile app.
Tap 'Pay & transfer' on the bottom navigation bar, then select 'Transfer'
Tap 'Transfer from' and then select your Chase account.
Tap 'Transfer to', select 'Choose an account', and then select 'Add an external account'
At the bottom of the screen, tap 'Add account manually'
Enter your Adro routing number and account number.
Review your routing and account information. The 'Bank name' will display as 'Stearns Bank N.A.' which is Adro's sponsor bank. Tap 'Next'
Check the box to confirm you are the Adro account holder, then select 'Confirm'
Once you've received two deposits from JPMorgan Chase to your Adro account, complete the account verification.
Login using the Chase mobile app.
Tap 'Pay & transfer' on the bottom navigation bar
Select 'Settings', then 'External Account Transfers'
Under Manage External Accounts, select your Adro account ('Pending verification')
Tap 'Verify account' and enter the amount of the two deposits that appeared in your Adro account, and then tap 'Verify', and 'Done'.
Once you've added Adro to your JPMorgan Chase account, initiate a transfer.
Login using the Chase mobile app.
Tap 'Pay & transfer' on the bottom navigation bar
Select your Adro account from the list of external accounts, and fill in the remaining transfer details.