This article will go over what documents you'll need to open an Adro Business account, the step-by-step process of signing up, and where to go if you need additional support.
The sign up process is the same, regardless of whether you choose to open a business checking account, savings account or credit card.
This article is intended for business accounts. Go to personal accounts.
What do I need to open an account?
There are several key pieces of information you'll need to open an Adro Business account. You can open an account from outside the US, without moving your business.
If you already have all your information available, you should be able to finish signing up in a few minutes, and activate your account on the same day.
If you only have some of the information available, you can still start signing up with Adro. Our application allows you to save and continue at anytime.
If you're missing one or more items from the list below, or need help understanding how to get a document, start a chat or send us a message at [email protected].
Here's what you'll need:
Your passport and selfie: As the business owner, you'll be required to provide your valid passport (from any country) to help verify your identity. Learn more
Business address: Your company will need a US-based address. If you don't have a US address for your company, we can direct you on how to get one.
US tax ID - EIN (Employer Identification Number): An EIN is a unique, nine-digit number issued by the IRS, who administers and enforces US federal tax laws. It helps confirm the legitimacy of your business.
Articles of Incorporation or other company formation documents: This confirms that your company is legally registered in the US, and identifies the individuals who are authorized to act on behalf of the business. Learn more
List of business shareholders and/or directors: We'll need this information to comply with US banking regulations. This helps prevent fraudulent activities and ensures the legitimacy of the business. Learn more
Note: It does not cost anything to open an Adro account. However, you may be required to pay a fee to register your company in the US. Company registration can be done through one of our partners, like Maera, or through another third-party of your choice.
What are the steps to opening an account?
Here's our guide for how to get started with Adro!
Step 1: Sign up and create an Adro profile
Start by entering your personal information, including your legal first and last name, email address and date of birth. You'll need to submit a scan of your passport, so make sure you're using a name that matches and not a nickname or short form.
When prompted, choose 'Business' as your account type.
Step 2: Tell us about your business
Next, we'll ask for information about your business. If your company is in the process of registering in the US, or waiting for a Business EIN (your US tax ID), you can skip this step and come back to it later.
If you need help registering in the US or applying for a Business EIN, get in touch via chat or email. We'll work with you to complete these steps together.
Step 3: Verify your identity
As part of the account sign up process, you'll need to scan and submit your passport details. You must have your passport physically available to complete this step.
If there are multiple business owners or employees that will have access to your account, each person will have to complete this step separately using their own passport details.
Step 4: Set up your account(s)
Once your account is activated, you'll receive a welcome email. Sign in and start exploring the dashboard!
You can choose to start with a checking account or a credit card. Once you've selected your first account, you'll have the opportunity to open additional accounts, such as a savings account.
You can choose to open one, either or all account types: Checking (which comes with a Debit Card), Savings, or Credit Card.
Tip: To help with organizing your expenses and income, you can set up multiple checking accounts.
Add an account nickname to make it easier to identify each account.
Step 5: Add money to Adro
You can add money to your Adro account through:
Alternatively, you can choose to send an invoice and have a customer or vendor issue you a payment.
Step 6: Add Adro to Google Pay or Apple Pay - Optional
Once you have added money to your account, you can request a virtual card and add it to Apple Pay and Google Pay. This will allow you to pay by tapping your phone when checking out in-store.
You can make purchases online by viewing your card details when you login to Adro.
Step 7: Order a physical card(s) - Optional
Once you have added money to your account, you can also request a physical debit and/or credit card. Once the card(s) arrive in the mail, you'll need to activate them. Now you're ready to use these cards to make purchases or withdraw cash from an ATM.
Step 8: Download the Adro mobile app - Optional
That's it! You're all set to use Adro in-store, online or at an ATM. Your final step is to download the Adro app so you can check your balance, move money and easily access chat support.
From your Android device, you can download the Adro app by searching for 'Adro' in Google Play or clicking here.
From your iOS device, you can download the Adro app by searching for 'Adro' in the App Store or clicking here.