Adro is an online account that lets you send and receive US dollars (USD), get paid, and spend money in the US or internationally. With an Adro account, you can choose to open a checking account (which includes a debit card), savings account and/or credit card.
Here's our guide for how to get started with Adro!
Step 1: Sign up and create an Adro profile
Start by entering your personal information, including your legal first and last name, email address and date of birth. You'll need to submit a scan of your passport, so make sure you're using a name that matches and not a nickname or short form.
Step 2: Verify your identity
As part of the account sign up process, you'll need to scan and submit your passport details. You must have your passport physically available to complete this step.
Step 3: Choose your account type(s)
You can choose to start with a checking account or a credit card. Once you've selected your first account, you'll have the opportunity to add another account later, such as a savings account.
You can choose to open one, either or all account types: Checking (which comes with a Debit Card), Savings, or Credit Card.
Step 4: Add money to Adro
You can add money to your Adro account through:
ACH transfer
Wire transfer
Account linking
Step 5: Add Adro to Google Pay or Apple Pay
Once you have added money to your account, and are physically in the US, you can request a virtual card and add it to Apple Pay and Google Pay. This will allow you to pay by tapping your phone when checking out in-store. If you haven't already done so, you may need to verify your US address.
Step 6: Order a physical card(s)
Once you have added money to your account, and are physically in the US, you can also request a physical debit and/or credit card. Once the card(s) arrive in the mail, you'll need to activate them. Now you're ready to use these cards to make purchases or withdraw cash from an ATM.
Step 7: Download the Adro mobile app
That's it! You're all set to use Adro in-store, online or at an ATM. Your final step is to download the Adro app so you can check your balance, move money and easily access chat support.
From your Android device, you can download the Adro app by searching for 'Adro' in Google Play or clicking here.
From your iOS device, you can download the Adro app by searching for 'Adro' in the App Store or clicking here.
What can I do with an Adro account?
With an Adro account, you'll be able to:
Sign up before or after arriving in the US
Get account details, including ACH and wire routing information, to receive US dollars
Receive money from a US or non-US bank account
Hold US dollars in your account
Download a proof of funds letter for US entry or visa application
Order a virtual Adro card that works with Google Pay and Apple Pay
Order a physical Adro card sent to your US address
Make purchases in the US or internationally
Withdraw cash from an ATM in the US or internationally
To open your Adro account, you’ll need government-issued photo ID (like a passport), an address and phone number. A SSN (Social Security number) or ITIN (Individual Taxpayer Identification Number) is not required to open an account
Opening an account outside the US: You can sign up using a non-US address and add money to your account. However, you'll need to add your US address and verify it to be able to spend or make withdrawals.
Can I make purchases with my Adro card before arriving in the US?
No. You can sign up to Adro and add money to your account from outside the US.
To order a card, make purchases, withdraw cash, pay bills or verify your address, you must physically arrive in the US in order to unlock those features.